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The Citizens National Bank of Woodsfield
The Citizens National Bank of Woodsfield
| RSSD ID 386825 | CERTIFICATE 6732 | ABA NUMBER 43205875 |
| 143 S Main St |
Quarter Ended : |
2025-09-30 |
| Woodsfield, Ohio, 43793 |
Updated : |
2025-10-28 |
| www.cnbwoodsfield.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 144,732 |
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Total Interest Income | 3,421 |
| Total Liabilities | 133,774 |
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Total NonInterest Income | 125 |
| Total Bank Equity Capital | 10,958 |
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Total Interest Expense | 240 |
| Total Deposits | 133,510 |
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Total NonInterest Expense | 2,240 |
| Net Loans & Leases | 60,087 |
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Net Income | 844 |
| Loan Loss Allowance | 407 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 13,702 |
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Total loans | 59,744 |
| Total assets for the leverage ratio | 149,191 |
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Loans secured by real estate: | 51,480 |
| Tier 1 Leverage Ratio | 8.91 |
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Commercial and industrial loans | 5,072 |
| Tier 1 Capital Ratio | 23.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.67 |
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Loans to individuals - Other | 1,903 |
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