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The Citizens National Bank of Woodsfield
The Citizens National Bank of Woodsfield
| RSSD ID 386825 | CERTIFICATE 6732 | ABA NUMBER 43205875 |
| 143 S Main St |
Quarter Ended : |
2025-12-31 |
| Woodsfield, Ohio, 43793 |
Updated : |
2026-01-27 |
| www.cnbwoodsfield.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 155,166 |
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Total Interest Income | 4,702 |
| Total Liabilities | 143,942 |
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Total NonInterest Income | 169 |
| Total Bank Equity Capital | 11,224 |
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Total Interest Expense | 317 |
| Total Deposits | 137,148 |
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Total NonInterest Expense | 3,063 |
| Net Loans & Leases | 62,814 |
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Net Income | 1,188 |
| Loan Loss Allowance | 407 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 13,621 |
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Total loans | 61,659 |
| Total assets for the leverage ratio | 151,790 |
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Loans secured by real estate: | 53,218 |
| Tier 1 Leverage Ratio | 8.71 |
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Commercial and industrial loans | 5,336 |
| Tier 1 Capital Ratio | 22.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.9 |
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Loans to individuals - Other | 1,841 |
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