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 First & Peoples Bank and Trust Company
First & Peoples Bank and Trust Company
| RSSD ID 391418 | CERTIFICATE 8122 | ABA NUMBER 42105882 |
| 1001 Diederich Blvd |
Quarter Ended : |
2025-12-31 |
| Russell, Kentucky, 41169 |
Updated : |
2026-01-20 |
| www.firstandpeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 206,098 |
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Total Interest Income | 7,728 |
| Total Liabilities | 189,395 |
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Total NonInterest Income | 1,258 |
| Total Bank Equity Capital | 16,703 |
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Total Interest Expense | 2,618 |
| Total Deposits | 188,850 |
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Total NonInterest Expense | 6,934 |
| Net Loans & Leases | 86,331 |
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Net Income | (1,421) |
| Loan Loss Allowance | 3,765 |
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Net Charge Offs | 2,704 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,856 |
| Total assets for the leverage ratio | 213,856 |
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Loans secured by real estate: | 37,921 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 2,051 |
| Off Balance Sheet Exposures (%) | 2.84 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,123 |
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:· First & Peoples Bank and Trust Company
