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 Sturdy Savings Bank
Sturdy Savings Bank
| RSSD ID 391977 | CERTIFICATE 28788 | ABA NUMBER 231271284 |
| 9417 3rd Ave |
Quarter Ended : |
2025-12-31 |
| Stone Harbor, New Jersey, 8247 |
Updated : |
2026-01-28 |
| www.sturdyonline.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,123,275 |
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Total Interest Income | 43,613 |
| Total Liabilities | 1,031,018 |
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Total NonInterest Income | 4,689 |
| Total Bank Equity Capital | 92,257 |
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Total Interest Expense | 10,044 |
| Total Deposits | 1,010,775 |
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Total NonInterest Expense | 30,229 |
| Net Loans & Leases | 622,160 |
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Net Income | 6,043 |
| Loan Loss Allowance | 3,199 |
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Net Charge Offs | 162 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 110,909 |
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Total loans | 621,403 |
| Total assets for the leverage ratio | 1,185,721 |
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Loans secured by real estate: | 602,493 |
| Tier 1 Leverage Ratio | 9.08 |
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Commercial and industrial loans | 15,636 |
| Tier 1 Capital Ratio | 16.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.71 |
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Loans to individuals - Other | 306 |
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:· Sturdy Savings Bank
