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HomeTown Bank, National Association
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HomeTown Bank, National Association
| RSSD ID 393953 | CERTIFICATE 19603 | ABA NUMBER 113100570 |
| 1801 45th St |
Quarter Ended : |
2026-06-30 |
| Galveston, Texas, 77550 |
Updated : |
2026-07-22 |
| www.hometown.bank |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 990,420 |
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Total Interest Income | 26,687 |
| Total Liabilities | 896,019 |
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Total NonInterest Income | 1,121 |
| Total Bank Equity Capital | 94,401 |
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Total Interest Expense | 8,509 |
| Total Deposits | 891,114 |
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Total NonInterest Expense | 11,451 |
| Net Loans & Leases | 690,319 |
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Net Income | 5,350 |
| Loan Loss Allowance | 7,412 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 120,149 |
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Total loans | 685,901 |
| Total assets for the leverage ratio | 994,826 |
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Loans secured by real estate: | 621,278 |
| Tier 1 Leverage Ratio | 11.33 |
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Commercial and industrial loans | 54,663 |
| Tier 1 Capital Ratio | 14.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.23 |
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Loans to individuals - Other | 10,817 |
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