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The First State Bank
The First State Bank
RSSD ID 394259 | CERTIFICATE 5835 | ABA NUMBER 101102768 |
105 W Main St |
Quarter Ended : |
2025-06-30 |
Norton, Kansas, 67654 |
Updated : |
2025-07-28 |
www.thefsb.bank |
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Institution Profile |
Year Opened : |
1902 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
5 |
Number of Employees : |
71 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 491,743 |
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Total Interest Income | 12,638 |
Total Liabilities | 446,292 |
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Total NonInterest Income | 1,046 |
Total Bank Equity Capital | 45,451 |
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Total Interest Expense | 4,121 |
Total Deposits | 408,673 |
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Total NonInterest Expense | 5,576 |
Net Loans & Leases | 275,215 |
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Net Income | 3,764 |
Loan Loss Allowance | 4,881 |
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Net Charge Offs | 113 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 274,118 |
Total assets for the leverage ratio | 505,178 |
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Loans secured by real estate: | 125,784 |
Tier 1 Leverage Ratio | 11.87 |
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Commercial and industrial loans | 42,095 |
Off Balance Sheet Exposures (%) | 14.29 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,846 |
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