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 River City Bank, Inc.
River City Bank, Inc.
| RSSD ID 396244 | CERTIFICATE 26703 | ABA NUMBER 83000726 |
| 500 S 6th St |
Quarter Ended : |
2025-12-31 |
| Louisville, Kentucky, 40202 |
Updated : |
2026-01-29 |
| www.rivercitybankky.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 493,522 |
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Total Interest Income | 29,818 |
| Total Liabilities | 445,593 |
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Total NonInterest Income | 1,822 |
| Total Bank Equity Capital | 47,929 |
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Total Interest Expense | 14,643 |
| Total Deposits | 438,965 |
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Total NonInterest Expense | 11,421 |
| Net Loans & Leases | 364,184 |
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Net Income | 4,106 |
| Loan Loss Allowance | 2,581 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,649 |
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Total loans | 373,142 |
| Total assets for the leverage ratio | 515,312 |
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Loans secured by real estate: | 354,721 |
| Tier 1 Leverage Ratio | 11.03 |
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Commercial and industrial loans | 16,931 |
| Tier 1 Capital Ratio | 14.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.11 |
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Loans to individuals - Other | 1,111 |
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:· River City Bank, Inc.
