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 River City Bank, Inc.
River City Bank, Inc.
| RSSD ID 396244 | CERTIFICATE 26703 | ABA NUMBER 83000726 |
| 500 S 6th St |
Quarter Ended : |
2025-03-31 |
| Louisville, Kentucky, 40202 |
Updated : |
2025-04-30 |
| www.rivercitybankky.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 491,377 |
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Total Interest Income | 7,353 |
| Total Liabilities | 449,540 |
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Total NonInterest Income | 432 |
| Total Bank Equity Capital | 41,837 |
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Total Interest Expense | 3,748 |
| Total Deposits | 423,884 |
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Total NonInterest Expense | 3,582 |
| Net Loans & Leases | 368,424 |
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Net Income | 368 |
| Loan Loss Allowance | 2,405 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,741 |
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Total loans | 370,282 |
| Total assets for the leverage ratio | 507,336 |
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Loans secured by real estate: | 346,485 |
| Tier 1 Leverage Ratio | 10.47 |
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Commercial and industrial loans | 22,070 |
| Tier 1 Capital Ratio | 12.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.59 |
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Loans to individuals - Other | 1,191 |
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:· River City Bank, Inc.
