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 The Pecos County State Bank
The Pecos County State Bank
| RSSD ID 396954 | CERTIFICATE 13006 | ABA NUMBER 112321318 |
| 500 N Main St |
Quarter Ended : |
2025-12-31 |
| Fort Stockton, Texas, 79735 |
Updated : |
2026-01-26 |
| WWW.PCSBANK.NET |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 300,731 |
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Total Interest Income | 15,842 |
| Total Liabilities | 272,062 |
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Total NonInterest Income | 2,109 |
| Total Bank Equity Capital | 28,669 |
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Total Interest Expense | 4,478 |
| Total Deposits | 270,894 |
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Total NonInterest Expense | 8,050 |
| Net Loans & Leases | 121,428 |
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Net Income | 5,403 |
| Loan Loss Allowance | 2,121 |
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Net Charge Offs | 68 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 126,860 |
| Total assets for the leverage ratio | 299,651 |
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Loans secured by real estate: | 89,550 |
| Tier 1 Leverage Ratio | 12.33 |
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Commercial and industrial loans | 19,786 |
| Off Balance Sheet Exposures (%) | 3.49 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,112 |
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:· The Pecos County State Bank
