|
 |
|
|
 The First National Bank of Fort Smith
The First National Bank of Fort Smith
| RSSD ID 397540 | CERTIFICATE 3864 | ABA NUMBER 82900319 |
| 602 Garrison Ave |
Quarter Ended : |
2025-09-30 |
| Fort Smith, Arkansas, 72901 |
Updated : |
2025-10-29 |
| www.fnbfs.com |
|
| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
380 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,264,899 |
|
Total Interest Income | 91,664 |
| Total Liabilities | 1,963,950 |
|
Total NonInterest Income | 18,686 |
| Total Bank Equity Capital | 300,949 |
|
Total Interest Expense | 24,921 |
| Total Deposits | 1,931,764 |
|
Total NonInterest Expense | 42,139 |
| Net Loans & Leases | 1,537,344 |
|
Net Income | 31,181 |
| Loan Loss Allowance | 21,323 |
|
Net Charge Offs | (348) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,568,889 |
| Total assets for the leverage ratio | 2,249,928 |
|
Loans secured by real estate: | 1,369,794 |
| Tier 1 Leverage Ratio | 12.02 |
|
Commercial and industrial loans | 150,586 |
| Off Balance Sheet Exposures (%) | 17.86 |
|
Loans to individuals - Credit Cards | 619 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 16,314 |
|
|
|
|
:· The First National Bank of Fort Smith
