|
 |
|
|
 Spiro State Bank
Spiro State Bank
| RSSD ID 397858 | CERTIFICATE 16908 | ABA NUMBER 103109772 |
| 1008 W Broadway St |
Quarter Ended : |
2025-09-30 |
| Spiro, Oklahoma, 74959 |
Updated : |
2025-10-27 |
| www.spirostatebank.com |
|
| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
24 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 102,061 |
|
Total Interest Income | 3,765 |
| Total Liabilities | 87,663 |
|
Total NonInterest Income | 239 |
| Total Bank Equity Capital | 14,398 |
|
Total Interest Expense | 941 |
| Total Deposits | 87,422 |
|
Total NonInterest Expense | 2,864 |
| Net Loans & Leases | 56,931 |
|
Net Income | 39 |
| Loan Loss Allowance | 536 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 43,210 |
| Total assets for the leverage ratio | 88,238 |
|
Loans secured by real estate: | 27,759 |
| Tier 1 Leverage Ratio | 11.82 |
|
Commercial and industrial loans | 21,212 |
| Off Balance Sheet Exposures (%) | 12.27 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,397 |
|
|
|
|
:· Spiro State Bank
