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 Copiah Bank
Copiah Bank
| RSSD ID 398837 | CERTIFICATE 8231 | ABA NUMBER 65301744 |
| 101 Caldwell Dr |
Quarter Ended : |
2025-12-31 |
| Hazlehurst, Mississippi, 39083 |
Updated : |
2026-01-15 |
| WWW.COPIAHBANK.COM |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 329,494 |
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Total Interest Income | 16,363 |
| Total Liabilities | 291,878 |
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Total NonInterest Income | 1,311 |
| Total Bank Equity Capital | 37,616 |
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Total Interest Expense | 4,526 |
| Total Deposits | 281,458 |
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Total NonInterest Expense | 9,622 |
| Net Loans & Leases | 175,299 |
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Net Income | 3,015 |
| Loan Loss Allowance | 2,669 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 177,213 |
| Total assets for the leverage ratio | 325,863 |
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Loans secured by real estate: | 159,267 |
| Tier 1 Leverage Ratio | 11.48 |
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Commercial and industrial loans | 10,860 |
| Off Balance Sheet Exposures (%) | 8.54 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,230 |
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:· Copiah Bank
