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 Bank of Erath
Bank of Erath
| RSSD ID 399731 | CERTIFICATE 8532 | ABA NUMBER 65201750 |
| 105 W Edward St |
Quarter Ended : |
2025-06-30 |
| Erath, Louisiana, 70533 |
Updated : |
2025-07-23 |
| www.bankoferath.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 105,925 |
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Total Interest Income | 2,646 |
| Total Liabilities | 92,120 |
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Total NonInterest Income | 243 |
| Total Bank Equity Capital | 13,805 |
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Total Interest Expense | 546 |
| Total Deposits | 91,363 |
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Total NonInterest Expense | 1,967 |
| Net Loans & Leases | 55,559 |
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Net Income | 302 |
| Loan Loss Allowance | 691 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 55,526 |
| Total assets for the leverage ratio | 106,459 |
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Loans secured by real estate: | 43,019 |
| Tier 1 Leverage Ratio | 14.33 |
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Commercial and industrial loans | 5,652 |
| Off Balance Sheet Exposures (%) | 5.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,970 |
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:· Bank of Erath
