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 Bank of Erath
Bank of Erath
| RSSD ID 399731 | CERTIFICATE 8532 | ABA NUMBER 65201750 |
| 105 W Edward St |
Quarter Ended : |
2025-12-31 |
| Erath, Louisiana, 70533 |
Updated : |
2026-01-27 |
| www.bankoferath.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 108,941 |
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Total Interest Income | 5,438 |
| Total Liabilities | 94,616 |
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Total NonInterest Income | 495 |
| Total Bank Equity Capital | 14,325 |
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Total Interest Expense | 1,037 |
| Total Deposits | 93,904 |
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Total NonInterest Expense | 3,990 |
| Net Loans & Leases | 46,042 |
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Net Income | 729 |
| Loan Loss Allowance | 694 |
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Net Charge Offs | 29 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 50,713 |
| Total assets for the leverage ratio | 108,091 |
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Loans secured by real estate: | 40,123 |
| Tier 1 Leverage Ratio | 14.25 |
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Commercial and industrial loans | 3,728 |
| Off Balance Sheet Exposures (%) | 3.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,852 |
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:· Bank of Erath
