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FNB Bank, Inc.
FNB Bank, Inc.
| RSSD ID 400141 | CERTIFICATE 2759 | ABA NUMBER 83901087 |
| 101 E Broadway |
Quarter Ended : |
2025-12-31 |
| Mayfield, Kentucky, 42066 |
Updated : |
2026-01-30 |
| www.growwithfnb.com |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 750,432 |
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Total Interest Income | 37,812 |
| Total Liabilities | 690,753 |
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Total NonInterest Income | 4,795 |
| Total Bank Equity Capital | 59,679 |
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Total Interest Expense | 14,158 |
| Total Deposits | 687,225 |
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Total NonInterest Expense | 18,616 |
| Net Loans & Leases | 502,637 |
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Net Income | 6,974 |
| Loan Loss Allowance | 8,796 |
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Net Charge Offs | 80 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 70,863 |
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Total loans | 509,162 |
| Total assets for the leverage ratio | 744,995 |
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Loans secured by real estate: | 358,972 |
| Tier 1 Leverage Ratio | 8.6 |
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Commercial and industrial loans | 70,280 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.15 |
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Loans to individuals - Other | 51,977 |
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