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 Richton Bank & Trust Company
Richton Bank & Trust Company
| RSSD ID 40033 | CERTIFICATE 11817 | ABA NUMBER 65303810 |
| 114 South Front Street |
Quarter Ended : |
2025-12-31 |
| Richton, Mississippi, 39476 |
Updated : |
2026-01-29 |
| www.richtonbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 51,352 |
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Total Interest Income | 2,161 |
| Total Liabilities | 43,207 |
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Total NonInterest Income | 306 |
| Total Bank Equity Capital | 8,145 |
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Total Interest Expense | 274 |
| Total Deposits | 42,417 |
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Total NonInterest Expense | 1,761 |
| Net Loans & Leases | 20,276 |
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Net Income | 432 |
| Loan Loss Allowance | 785 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 21,484 |
| Total assets for the leverage ratio | 51,360 |
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Loans secured by real estate: | 14,083 |
| Tier 1 Leverage Ratio | 16.92 |
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Commercial and industrial loans | 6,038 |
| Off Balance Sheet Exposures (%) | 2.36 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,375 |
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:· Richton Bank & Trust Company
