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 Richton Bank & Trust Company
Richton Bank & Trust Company
| RSSD ID 40033 | CERTIFICATE 11817 | ABA NUMBER 65303810 |
| 114 South Front Street |
Quarter Ended : |
2025-06-30 |
| Richton, Mississippi, 39476 |
Updated : |
2025-07-16 |
| www.richtonbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 50,769 |
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Total Interest Income | 1,067 |
| Total Liabilities | 43,230 |
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Total NonInterest Income | 161 |
| Total Bank Equity Capital | 7,539 |
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Total Interest Expense | 152 |
| Total Deposits | 42,386 |
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Total NonInterest Expense | 891 |
| Net Loans & Leases | 19,139 |
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Net Income | 185 |
| Loan Loss Allowance | 785 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 19,869 |
| Total assets for the leverage ratio | 51,786 |
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Loans secured by real estate: | 12,024 |
| Tier 1 Leverage Ratio | 16.31 |
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Commercial and industrial loans | 6,498 |
| Off Balance Sheet Exposures (%) | 0.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,356 |
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:· Richton Bank & Trust Company
