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 First Commercial Bank, National Association
First Commercial Bank, National Association
| RSSD ID 400365 | CERTIFICATE 24603 | ABA NUMBER 114912220 |
| 1336 E Court St |
Quarter Ended : |
2025-12-31 |
| Seguin, Texas, 78155 |
Updated : |
2026-01-30 |
| www.1cb.com |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 558,878 |
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Total Interest Income | 27,687 |
| Total Liabilities | 503,002 |
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Total NonInterest Income | 3,879 |
| Total Bank Equity Capital | 55,876 |
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Total Interest Expense | 7,666 |
| Total Deposits | 496,837 |
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Total NonInterest Expense | 16,821 |
| Net Loans & Leases | 305,999 |
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Net Income | 7,029 |
| Loan Loss Allowance | 4,477 |
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Net Charge Offs | 184 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,942 |
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Total loans | 312,529 |
| Total assets for the leverage ratio | 546,336 |
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Loans secured by real estate: | 272,890 |
| Tier 1 Leverage Ratio | 10.09 |
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Commercial and industrial loans | 18,126 |
| Tier 1 Capital Ratio | 18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.25 |
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Loans to individuals - Other | 4,821 |
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:· First Commercial Bank, National Association
