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 DNB NATIONAL BANK
DNB NATIONAL BANK
| RSSD ID 401559 | CERTIFICATE 3977 | ABA NUMBER 91408462 |
| 305 4th St W |
Quarter Ended : |
2025-12-31 |
| Clear Lake, South Dakota, 57226 |
Updated : |
2026-01-30 |
| www.dnbanks.com |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 116,844 |
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Total Interest Income | 4,385 |
| Total Liabilities | 108,707 |
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Total NonInterest Income | 1,778 |
| Total Bank Equity Capital | 8,137 |
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Total Interest Expense | 1,314 |
| Total Deposits | 106,115 |
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Total NonInterest Expense | 3,171 |
| Net Loans & Leases | 31,672 |
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Net Income | 1,581 |
| Loan Loss Allowance | 466 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,767 |
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Total loans | 27,723 |
| Total assets for the leverage ratio | 117,695 |
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Loans secured by real estate: | 12,563 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 8,437 |
| Tier 1 Capital Ratio | 22.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.25 |
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Loans to individuals - Other | 2,891 |
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:· DNB NATIONAL BANK
