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 Pocahontas State Bank
Pocahontas State Bank
| RSSD ID 402846 | CERTIFICATE 234 | ABA NUMBER 73920683 |
| 233 N Main St |
Quarter Ended : |
2025-03-31 |
| Pocahontas, Iowa, 50574 |
Updated : |
2025-05-01 |
| www.pocahontasstatebank.net |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 122,509 |
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Total Interest Income | 1,189 |
| Total Liabilities | 90,992 |
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Total NonInterest Income | 29 |
| Total Bank Equity Capital | 31,517 |
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Total Interest Expense | 470 |
| Total Deposits | 90,197 |
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Total NonInterest Expense | 258 |
| Net Loans & Leases | 35,440 |
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Net Income | 467 |
| Loan Loss Allowance | 265 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 35,337 |
| Total assets for the leverage ratio | 116,395 |
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Loans secured by real estate: | 18,900 |
| Tier 1 Leverage Ratio | 26.04 |
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Commercial and industrial loans | 2,981 |
| Off Balance Sheet Exposures (%) | 6.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 503 |
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:· Pocahontas State Bank
