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Versailles Savings and Loan Company
Versailles Savings and Loan Company
| RSSD ID 402873 | CERTIFICATE 28703 | ABA NUMBER 242272887 |
| 10413 Kley Rd |
Quarter Ended : |
2025-09-30 |
| Versailles, Ohio, 45380 |
Updated : |
2025-10-10 |
| www.versaillessavingsbank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 62,102 |
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Total Interest Income | 2,207 |
| Total Liabilities | 49,782 |
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Total NonInterest Income | 24 |
| Total Bank Equity Capital | 12,320 |
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Total Interest Expense | 617 |
| Total Deposits | 47,659 |
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Total NonInterest Expense | 965 |
| Net Loans & Leases | 44,569 |
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Net Income | 468 |
| Loan Loss Allowance | 549 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 45,600 |
| Total assets for the leverage ratio | 62,066 |
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Loans secured by real estate: | 43,280 |
| Tier 1 Leverage Ratio | 20.04 |
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Commercial and industrial loans | 1,066 |
| Off Balance Sheet Exposures (%) | 1.87 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,168 |
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