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 Cornerstone Bank
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Cornerstone Bank
| RSSD ID 403151 | CERTIFICATE 5496 | ABA NUMBER 104900349 |
| 529 N Lincoln Ave |
Quarter Ended : |
2026-06-30 |
| York, Nebraska, 68467 |
Updated : |
2026-07-24 |
| www.cornerstoneconnect.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
50 |
Number of Employees : |
514 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,730,249 |
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Total Interest Income | 71,439 |
| Total Liabilities | 2,480,517 |
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Total NonInterest Income | 10,368 |
| Total Bank Equity Capital | 249,732 |
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Total Interest Expense | 27,728 |
| Total Deposits | 2,312,054 |
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Total NonInterest Expense | 34,634 |
| Net Loans & Leases | 2,065,638 |
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Net Income | 16,853 |
| Loan Loss Allowance | 24,078 |
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Net Charge Offs | 1,882 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,067,534 |
| Total assets for the leverage ratio | 2,704,592 |
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Loans secured by real estate: | 1,181,874 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 295,379 |
| Off Balance Sheet Exposures (%) | 0.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,170 |
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:· Cornerstone Bank
