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 Cornerstone Bank
Cornerstone Bank
| RSSD ID 403151 | CERTIFICATE 5496 | ABA NUMBER 104900349 |
| 529 N Lincoln Ave |
Quarter Ended : |
2025-12-31 |
| York, Nebraska, 68467 |
Updated : |
2026-01-29 |
| www.cornerstoneconnect.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
50 |
Number of Employees : |
510 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,760,622 |
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Total Interest Income | 152,688 |
| Total Liabilities | 2,517,456 |
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Total NonInterest Income | 20,585 |
| Total Bank Equity Capital | 243,166 |
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Total Interest Expense | 68,507 |
| Total Deposits | 2,438,827 |
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Total NonInterest Expense | 67,971 |
| Net Loans & Leases | 2,065,776 |
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Net Income | 31,119 |
| Loan Loss Allowance | 23,580 |
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Net Charge Offs | 4,665 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,095,933 |
| Total assets for the leverage ratio | 2,745,644 |
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Loans secured by real estate: | 1,234,196 |
| Tier 1 Leverage Ratio | 9.39 |
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Commercial and industrial loans | 288,165 |
| Off Balance Sheet Exposures (%) | 0.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,236 |
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:· Cornerstone Bank
