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Woodsboro Bank
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Woodsboro Bank
| RSSD ID 406022 | CERTIFICATE 5873 | ABA NUMBER 55002150 |
| 5 N Main St |
Quarter Ended : |
2026-03-31 |
| Woodsboro, Maryland, 21798 |
Updated : |
2026-04-29 |
| www.woodsborobank.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 469,634 |
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Total Interest Income | 5,565 |
| Total Liabilities | 436,918 |
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Total NonInterest Income | 431 |
| Total Bank Equity Capital | 32,716 |
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Total Interest Expense | 957 |
| Total Deposits | 433,306 |
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Total NonInterest Expense | 3,202 |
| Net Loans & Leases | 327,090 |
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Net Income | 1,337 |
| Loan Loss Allowance | 3,900 |
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Net Charge Offs | (30) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 45,791 |
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Total loans | 329,135 |
| Total assets for the leverage ratio | 475,224 |
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Loans secured by real estate: | 307,926 |
| Tier 1 Leverage Ratio | 8.76 |
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Commercial and industrial loans | 20,021 |
| Tier 1 Capital Ratio | 12.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.72 |
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Loans to individuals - Other | 399 |
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