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 Woodsboro Bank
Woodsboro Bank
| RSSD ID 406022 | CERTIFICATE 5873 | ABA NUMBER 55002150 |
| 5 N Main St |
Quarter Ended : |
2025-12-31 |
| Woodsboro, Maryland, 21798 |
Updated : |
2026-01-29 |
| www.woodsborobank.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 455,586 |
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Total Interest Income | 21,486 |
| Total Liabilities | 423,640 |
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Total NonInterest Income | 1,988 |
| Total Bank Equity Capital | 31,946 |
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Total Interest Expense | 4,053 |
| Total Deposits | 417,906 |
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Total NonInterest Expense | 12,360 |
| Net Loans & Leases | 325,132 |
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Net Income | 4,394 |
| Loan Loss Allowance | 3,870 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,392 |
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Total loans | 327,414 |
| Total assets for the leverage ratio | 472,447 |
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Loans secured by real estate: | 305,536 |
| Tier 1 Leverage Ratio | 8.54 |
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Commercial and industrial loans | 20,564 |
| Tier 1 Capital Ratio | 12.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.74 |
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Loans to individuals - Other | 512 |
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:· Woodsboro Bank
