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 Woodsboro Bank
Woodsboro Bank
| RSSD ID 406022 | CERTIFICATE 5873 | ABA NUMBER 55002150 |
| 5 N Main St |
Quarter Ended : |
2025-06-30 |
| Woodsboro, Maryland, 21798 |
Updated : |
2025-07-22 |
| www.woodsborobank.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 458,505 |
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Total Interest Income | 10,357 |
| Total Liabilities | 430,995 |
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Total NonInterest Income | 931 |
| Total Bank Equity Capital | 27,510 |
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Total Interest Expense | 1,950 |
| Total Deposits | 424,941 |
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Total NonInterest Expense | 6,305 |
| Net Loans & Leases | 318,019 |
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Net Income | 2,004 |
| Loan Loss Allowance | 3,624 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,078 |
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Total loans | 320,272 |
| Total assets for the leverage ratio | 464,888 |
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Loans secured by real estate: | 295,297 |
| Tier 1 Leverage Ratio | 8.19 |
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Commercial and industrial loans | 23,536 |
| Tier 1 Capital Ratio | 11.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.18 |
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Loans to individuals - Other | 579 |
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:· Woodsboro Bank
