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 West Texas State Bank
West Texas State Bank
| RSSD ID 406666 | CERTIFICATE 16866 | ABA NUMBER 111322664 |
| 5009 College Ave |
Quarter Ended : |
2025-12-31 |
| Snyder, Texas, 79549 |
Updated : |
2026-01-27 |
| www.ebanktexas.com |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 380,914 |
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Total Interest Income | 23,677 |
| Total Liabilities | 338,641 |
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Total NonInterest Income | 1,137 |
| Total Bank Equity Capital | 42,273 |
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Total Interest Expense | 7,669 |
| Total Deposits | 335,071 |
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Total NonInterest Expense | 7,969 |
| Net Loans & Leases | 243,232 |
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Net Income | 8,189 |
| Loan Loss Allowance | 3,577 |
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Net Charge Offs | 45 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 240,889 |
| Total assets for the leverage ratio | 375,793 |
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Loans secured by real estate: | 117,937 |
| Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 115,234 |
| Off Balance Sheet Exposures (%) | 9.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,749 |
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:· West Texas State Bank
