|
 |
|
|
 West Texas State Bank
|
West Texas State Bank
| RSSD ID 406666 | CERTIFICATE 16866 | ABA NUMBER 111322664 |
| 5009 College Ave |
Quarter Ended : |
2026-06-30 |
| Snyder, Texas, 79549 |
Updated : |
2026-07-22 |
| www.WTSB.com |
|
| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
66 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 443,718 |
|
Total Interest Income | 13,537 |
| Total Liabilities | 398,681 |
|
Total NonInterest Income | 484 |
| Total Bank Equity Capital | 45,037 |
|
Total Interest Expense | 4,578 |
| Total Deposits | 396,507 |
|
Total NonInterest Expense | 4,852 |
| Net Loans & Leases | 298,278 |
|
Net Income | 3,711 |
| Loan Loss Allowance | 4,392 |
|
Net Charge Offs | 41 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 287,265 |
| Total assets for the leverage ratio | 415,699 |
|
Loans secured by real estate: | 141,055 |
| Tier 1 Leverage Ratio | 10.49 |
|
Commercial and industrial loans | 139,785 |
| Off Balance Sheet Exposures (%) | 8.54 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,792 |
|
|
|
|
:· West Texas State Bank
