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Athol Savings Bank
Athol Savings Bank
| RSSD ID 408307 | CERTIFICATE 90146 | ABA NUMBER 211370998 |
| 388 Main St |
Quarter Ended : |
2025-09-30 |
| Athol, Massachusetts, 1331 |
Updated : |
2025-10-23 |
| www.ibankasb.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 681,203 |
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Total Interest Income | 20,754 |
| Total Liabilities | 607,956 |
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Total NonInterest Income | 3,096 |
| Total Bank Equity Capital | 73,247 |
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Total Interest Expense | 8,750 |
| Total Deposits | 554,100 |
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Total NonInterest Expense | 12,753 |
| Net Loans & Leases | 431,882 |
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Net Income | 4,376 |
| Loan Loss Allowance | 4,539 |
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Net Charge Offs | 103 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 89,241 |
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Total loans | 434,541 |
| Total assets for the leverage ratio | 692,182 |
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Loans secured by real estate: | 348,824 |
| Tier 1 Leverage Ratio | 12.19 |
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Commercial and industrial loans | 26,860 |
| Tier 1 Capital Ratio | 16.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.34 |
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Loans to individuals - Other | 58,857 |
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