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Andes State Bank
Andes State Bank
| RSSD ID 410159 | CERTIFICATE 18483 | ABA NUMBER 91409458 |
| 213 Main St |
Quarter Ended : |
2025-09-30 |
| Lake Andes, South Dakota, 57356 |
Updated : |
2025-10-10 |
| www.andesstatebank.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
3 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 24,986 |
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Total Interest Income | 938 |
| Total Liabilities | 21,335 |
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Total NonInterest Income | 52 |
| Total Bank Equity Capital | 3,651 |
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Total Interest Expense | 131 |
| Total Deposits | 21,242 |
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Total NonInterest Expense | 479 |
| Net Loans & Leases | 10,652 |
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Net Income | 263 |
| Loan Loss Allowance | 249 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 3,840 |
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Total loans | 10,436 |
| Total assets for the leverage ratio | 25,746 |
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Loans secured by real estate: | 2,891 |
| Tier 1 Leverage Ratio | 14.31 |
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Commercial and industrial loans | 3,197 |
| Tier 1 Capital Ratio | 29.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.97 |
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Loans to individuals - Other | 1,472 |
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