|
 |
|
|
 Bank of O'Fallon
Bank of O'Fallon
| RSSD ID 410748 | CERTIFICATE 18171 | ABA NUMBER 81023019 |
| 901 S Lincoln Ave |
Quarter Ended : |
2025-09-30 |
| O'Fallon, Illinois, 62269 |
Updated : |
2025-10-16 |
| www.bankofallon.com |
|
| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 377,715 |
|
Total Interest Income | 14,424 |
| Total Liabilities | 327,500 |
|
Total NonInterest Income | 263 |
| Total Bank Equity Capital | 50,215 |
|
Total Interest Expense | 6,010 |
| Total Deposits | 326,052 |
|
Total NonInterest Expense | 3,976 |
| Net Loans & Leases | 266,696 |
|
Net Income | 4,348 |
| Loan Loss Allowance | 4,518 |
|
Net Charge Offs | 191 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 53,009 |
|
Total loans | 267,674 |
| Total assets for the leverage ratio | 377,524 |
|
Loans secured by real estate: | 224,839 |
| Tier 1 Leverage Ratio | 13.3 |
|
Commercial and industrial loans | 16,158 |
| Tier 1 Capital Ratio | 22.65 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.91 |
|
Loans to individuals - Other | 12,439 |
|
|
|
|
:· Bank of O'Fallon
