|
 |
|
|
 The First National Bank of Sterling City
The First National Bank of Sterling City
| RSSD ID 411062 | CERTIFICATE 5538 | ABA NUMBER 111307252 |
| 602 4th St |
Quarter Ended : |
2025-06-30 |
| Sterling City, Texas, 76951 |
Updated : |
2025-07-16 |
| www.thefnbsc.com |
|
| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
21 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 226,011 |
|
Total Interest Income | 3,895 |
| Total Liabilities | 210,517 |
|
Total NonInterest Income | 249 |
| Total Bank Equity Capital | 15,494 |
|
Total Interest Expense | 784 |
| Total Deposits | 210,354 |
|
Total NonInterest Expense | 1,663 |
| Net Loans & Leases | 43,556 |
|
Net Income | 1,621 |
| Loan Loss Allowance | 488 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 27,298 |
|
Total loans | 38,419 |
| Total assets for the leverage ratio | 234,707 |
|
Loans secured by real estate: | 25,278 |
| Tier 1 Leverage Ratio | 11.42 |
|
Commercial and industrial loans | 6,786 |
| Tier 1 Capital Ratio | 36.76 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 37.43 |
|
Loans to individuals - Other | 5,659 |
|
|
|
|
:· The First National Bank of Sterling City
