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 The First National Bank of Sterling City
The First National Bank of Sterling City
| RSSD ID 411062 | CERTIFICATE 5538 | ABA NUMBER 111307252 |
| 602 4th St |
Quarter Ended : |
2025-12-31 |
| Sterling City, Texas, 76951 |
Updated : |
2026-01-12 |
| www.thefnbsc.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 245,322 |
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Total Interest Income | 8,022 |
| Total Liabilities | 223,992 |
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Total NonInterest Income | 466 |
| Total Bank Equity Capital | 21,330 |
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Total Interest Expense | 1,564 |
| Total Deposits | 223,882 |
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Total NonInterest Expense | 3,426 |
| Net Loans & Leases | 40,580 |
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Net Income | 3,419 |
| Loan Loss Allowance | 474 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,871 |
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Total loans | 43,793 |
| Total assets for the leverage ratio | 245,704 |
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Loans secured by real estate: | 23,439 |
| Tier 1 Leverage Ratio | 11.56 |
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Commercial and industrial loans | 6,139 |
| Tier 1 Capital Ratio | 39.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.82 |
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Loans to individuals - Other | 4,501 |
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:· The First National Bank of Sterling City
