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 First Federal Savings and Loan Association
First Federal Savings and Loan Association
| RSSD ID 411174 | CERTIFICATE 31409 | ABA NUMBER 242170442 |
| 211 W Main St |
Quarter Ended : |
2025-12-31 |
| Morehead, Kentucky, 40351 |
Updated : |
2026-01-20 |
| www.firstfederalmorehead.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 40,359 |
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Total Interest Income | 2,344 |
| Total Liabilities | 29,819 |
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Total NonInterest Income | 54 |
| Total Bank Equity Capital | 10,540 |
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Total Interest Expense | 904 |
| Total Deposits | 29,625 |
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Total NonInterest Expense | 1,352 |
| Net Loans & Leases | 36,256 |
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Net Income | 95 |
| Loan Loss Allowance | 450 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,876 |
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Total loans | 37,255 |
| Total assets for the leverage ratio | 39,947 |
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Loans secured by real estate: | 31,435 |
| Tier 1 Leverage Ratio | 26.38 |
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Commercial and industrial loans | 4,958 |
| Tier 1 Capital Ratio | 39.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 40.57 |
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Loans to individuals - Other | 578 |
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:· First Federal Savings and Loan Association
