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 Somerville Bank
Somerville Bank
| RSSD ID 411624 | CERTIFICATE 6700 | ABA NUMBER 42211572 |
| 601 Hillcrest Dr |
Quarter Ended : |
2025-09-30 |
| Eaton, Ohio, 45320 |
Updated : |
2025-10-27 |
| www.somervilebank.net |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 280,406 |
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Total Interest Income | 10,073 |
| Total Liabilities | 259,701 |
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Total NonInterest Income | 403 |
| Total Bank Equity Capital | 20,705 |
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Total Interest Expense | 3,948 |
| Total Deposits | 252,263 |
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Total NonInterest Expense | 5,242 |
| Net Loans & Leases | 196,883 |
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Net Income | 1,143 |
| Loan Loss Allowance | 2,388 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 197,378 |
| Total assets for the leverage ratio | 285,905 |
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Loans secured by real estate: | 151,772 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 31,305 |
| Off Balance Sheet Exposures (%) | 5.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,068 |
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:· Somerville Bank
