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 First National Bank in Olney
First National Bank in Olney
| RSSD ID 412845 | CERTIFICATE 14567 | ABA NUMBER 81204126 |
| 101 E Main St |
Quarter Ended : |
2025-12-31 |
| Olney, Illinois, 62450 |
Updated : |
2026-01-20 |
| www.fnbolney.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 455,000 |
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Total Interest Income | 22,374 |
| Total Liabilities | 407,199 |
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Total NonInterest Income | 2,055 |
| Total Bank Equity Capital | 47,801 |
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Total Interest Expense | 7,994 |
| Total Deposits | 404,252 |
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Total NonInterest Expense | 9,977 |
| Net Loans & Leases | 244,788 |
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Net Income | 4,004 |
| Loan Loss Allowance | 3,504 |
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Net Charge Offs | 391 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 248,604 |
| Total assets for the leverage ratio | 461,961 |
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Loans secured by real estate: | 168,641 |
| Tier 1 Leverage Ratio | 10.9 |
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Commercial and industrial loans | 33,386 |
| Off Balance Sheet Exposures (%) | 7.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,820 |
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:· First National Bank in Olney
