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 First National Bank of America
First National Bank of America
| RSSD ID 413141 | CERTIFICATE 17438 | ABA NUMBER 72412435 |
| 241 E Saginaw St |
Quarter Ended : |
2025-12-31 |
| East Lansing, Michigan, 48823 |
Updated : |
2026-01-30 |
| www.fnba.com |
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| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
377 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,700,737 |
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Total Interest Income | 533,713 |
| Total Liabilities | 6,164,157 |
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Total NonInterest Income | 19,281 |
| Total Bank Equity Capital | 536,580 |
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Total Interest Expense | 228,951 |
| Total Deposits | 3,836,566 |
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Total NonInterest Expense | 79,953 |
| Net Loans & Leases | 6,141,795 |
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Net Income | 190,217 |
| Loan Loss Allowance | 67,995 |
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Net Charge Offs | 731 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 581,023 |
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Total loans | 6,111,805 |
| Total assets for the leverage ratio | 6,587,746 |
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Loans secured by real estate: | 6,108,801 |
| Tier 1 Leverage Ratio | 8.14 |
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Commercial and industrial loans | 1,749 |
| Tier 1 Capital Ratio | 15.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.39 |
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Loans to individuals - Other | 1,180 |
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:· First National Bank of America
