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 First State Bank of Olmsted
First State Bank of Olmsted
| RSSD ID 413347 | CERTIFICATE 10437 | ABA NUMBER 81220508 |
| 185 N Front Street |
Quarter Ended : |
2025-12-31 |
| Olmsted, Illinois, 62970 |
Updated : |
2026-01-22 |
| www.firststatebank-olmsted.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 77,527 |
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Total Interest Income | 3,708 |
| Total Liabilities | 68,197 |
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Total NonInterest Income | 221 |
| Total Bank Equity Capital | 9,330 |
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Total Interest Expense | 1,095 |
| Total Deposits | 67,847 |
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Total NonInterest Expense | 1,715 |
| Net Loans & Leases | 47,994 |
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Net Income | 864 |
| Loan Loss Allowance | 468 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 48,433 |
| Total assets for the leverage ratio | 77,093 |
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Loans secured by real estate: | 31,605 |
| Tier 1 Leverage Ratio | 12 |
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Commercial and industrial loans | 9,839 |
| Off Balance Sheet Exposures (%) | 6.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,644 |
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:· First State Bank of Olmsted
