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 F&M Bank and Trust Company
F&M Bank and Trust Company
| RSSD ID 413673 | CERTIFICATE 30595 | ABA NUMBER 281573013 |
| 505 Broadway |
Quarter Ended : |
2025-12-31 |
| Hannibal, Missouri, 63401 |
Updated : |
2026-01-29 |
| www.bankfm.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 182,112 |
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Total Interest Income | 8,485 |
| Total Liabilities | 165,524 |
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Total NonInterest Income | 724 |
| Total Bank Equity Capital | 16,588 |
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Total Interest Expense | 2,839 |
| Total Deposits | 164,622 |
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Total NonInterest Expense | 4,557 |
| Net Loans & Leases | 115,467 |
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Net Income | 1,348 |
| Loan Loss Allowance | 1,326 |
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Net Charge Offs | (50) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,130 |
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Total loans | 116,034 |
| Total assets for the leverage ratio | 186,504 |
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Loans secured by real estate: | 98,873 |
| Tier 1 Leverage Ratio | 10.07 |
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Commercial and industrial loans | 13,987 |
| Tier 1 Capital Ratio | 15.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.89 |
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Loans to individuals - Other | 3,128 |
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:· F&M Bank and Trust Company
