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The First National Bank of Scott City
The First National Bank of Scott City
| RSSD ID 414652 | CERTIFICATE 4769 | ABA NUMBER 101104041 |
| 501 S Main St |
Quarter Ended : |
2025-12-31 |
| Scott City, Kansas, 67871 |
Updated : |
2026-01-21 |
| www.fnbscott.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 168,646 |
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Total Interest Income | 9,235 |
| Total Liabilities | 147,276 |
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Total NonInterest Income | 530 |
| Total Bank Equity Capital | 21,370 |
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Total Interest Expense | 2,495 |
| Total Deposits | 145,653 |
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Total NonInterest Expense | 3,420 |
| Net Loans & Leases | 117,203 |
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Net Income | 2,249 |
| Loan Loss Allowance | 1,415 |
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Net Charge Offs | 566 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 118,914 |
| Total assets for the leverage ratio | 168,436 |
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Loans secured by real estate: | 53,309 |
| Tier 1 Leverage Ratio | 13.94 |
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Commercial and industrial loans | 17,379 |
| Off Balance Sheet Exposures (%) | 18.78 |
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Loans to individuals - Credit Cards | 806 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,543 |
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