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 Incommons Bank, N.A.
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Incommons Bank, N.A.
| RSSD ID 414858 | CERTIFICATE 3342 | ABA NUMBER 111903465 |
| 301 E Commerce St |
Quarter Ended : |
2026-06-30 |
| Mexia, Texas, 76667 |
Updated : |
2026-07-10 |
| WWW.INCOMMONSBANK.COM |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 277,619 |
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Total Interest Income | 8,622 |
| Total Liabilities | 252,203 |
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Total NonInterest Income | 921 |
| Total Bank Equity Capital | 25,416 |
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Total Interest Expense | 2,625 |
| Total Deposits | 245,778 |
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Total NonInterest Expense | 4,172 |
| Net Loans & Leases | 194,155 |
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Net Income | 2,218 |
| Loan Loss Allowance | 2,271 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,750 |
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Total loans | 201,024 |
| Total assets for the leverage ratio | 278,945 |
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Loans secured by real estate: | 156,906 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 17,234 |
| Tier 1 Capital Ratio | 15.01 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.23 |
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Loans to individuals - Other | 11,455 |
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:· Incommons Bank, N.A.
