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Abbeville First Bank, SSB
Abbeville First Bank, SSB
| RSSD ID 416272 | CERTIFICATE 30619 | ABA NUMBER 253271806 |
| 205 S Main St |
Quarter Ended : |
2025-12-31 |
| Abbeville, South Carolina, 29620 |
Updated : |
2026-01-30 |
| www.abbevillefirst.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 137,411 |
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Total Interest Income | 6,621 |
| Total Liabilities | 125,603 |
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Total NonInterest Income | 424 |
| Total Bank Equity Capital | 11,808 |
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Total Interest Expense | 1,988 |
| Total Deposits | 113,043 |
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Total NonInterest Expense | 3,529 |
| Net Loans & Leases | 87,393 |
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Net Income | 1,125 |
| Loan Loss Allowance | 768 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,890 |
| Total assets for the leverage ratio | 136,230 |
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Loans secured by real estate: | 73,690 |
| Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 2,699 |
| Off Balance Sheet Exposures (%) | 3.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,009 |
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