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Lakeside Bank
Lakeside Bank
| RSSD ID 4165907 | CERTIFICATE 58961 | ABA NUMBER 65205549 |
| 4735 Nelson Rd |
Quarter Ended : |
2025-09-30 |
| Lake Charles, Louisiana, 70605 |
Updated : |
2025-10-27 |
| https://mylksb.bank |
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| Institution Profile |
| Year Opened : |
2010 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 379,160 |
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Total Interest Income | 12,924 |
| Total Liabilities | 343,799 |
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Total NonInterest Income | 1,595 |
| Total Bank Equity Capital | 35,361 |
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Total Interest Expense | 6,091 |
| Total Deposits | 280,058 |
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Total NonInterest Expense | 6,133 |
| Net Loans & Leases | 224,495 |
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Net Income | 1,195 |
| Loan Loss Allowance | 2,330 |
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Net Charge Offs | 168 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 37,755 |
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Total loans | 228,105 |
| Total assets for the leverage ratio | 381,812 |
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Loans secured by real estate: | 204,128 |
| Tier 1 Leverage Ratio | 9.25 |
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Commercial and industrial loans | 21,741 |
| Tier 1 Capital Ratio | 14.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.59 |
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Loans to individuals - Other | 4,845 |
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