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Welch State Bank of Welch, Okla.
Welch State Bank of Welch, Okla.
| RSSD ID 416656 | CERTIFICATE 9472 | ABA NUMBER 103104942 |
| 396 S Commercial St |
Quarter Ended : |
2025-09-30 |
| Welch, Oklahoma, 74369 |
Updated : |
2025-10-28 |
| https://www.welchstatebank.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 432,232 |
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Total Interest Income | 19,037 |
| Total Liabilities | 392,584 |
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Total NonInterest Income | 3,122 |
| Total Bank Equity Capital | 39,648 |
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Total Interest Expense | 5,937 |
| Total Deposits | 368,236 |
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Total NonInterest Expense | 11,209 |
| Net Loans & Leases | 298,184 |
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Net Income | 4,361 |
| Loan Loss Allowance | 4,912 |
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Net Charge Offs | 120 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 263,067 |
| Total assets for the leverage ratio | 428,338 |
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Loans secured by real estate: | 165,885 |
| Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 30,127 |
| Off Balance Sheet Exposures (%) | 4.25 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 25,217 |
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