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 KS Bank, Inc.
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KS Bank, Inc.
| RSSD ID 416674 | CERTIFICATE 29771 | ABA NUMBER 253170758 |
| 1031 N Brightleaf Blvd |
Quarter Ended : |
2026-03-31 |
| Smithfield, North Carolina, 27577 |
Updated : |
2026-04-22 |
| www.KSBankinc.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 873,103 |
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Total Interest Income | 12,362 |
| Total Liabilities | 805,927 |
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Total NonInterest Income | 1,128 |
| Total Bank Equity Capital | 67,176 |
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Total Interest Expense | 4,381 |
| Total Deposits | 800,025 |
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Total NonInterest Expense | 5,252 |
| Net Loans & Leases | 687,057 |
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Net Income | 2,707 |
| Loan Loss Allowance | 5,362 |
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Net Charge Offs | (21) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 681,731 |
| Total assets for the leverage ratio | 863,759 |
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Loans secured by real estate: | 651,282 |
| Tier 1 Leverage Ratio | 8.6 |
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Commercial and industrial loans | 20,440 |
| Off Balance Sheet Exposures (%) | 16.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 880 |
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:· KS Bank, Inc.
