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 Putnam County Bank
Putnam County Bank
| RSSD ID 417626 | CERTIFICATE 15243 | ABA NUMBER 51502858 |
| 2761 Main St |
Quarter Ended : |
2025-03-31 |
| Hurricane, West Virginia, 25526 |
Updated : |
2025-04-29 |
| www.pcbwv.bank |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 650,561 |
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Total Interest Income | 7,449 |
| Total Liabilities | 574,234 |
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Total NonInterest Income | 129 |
| Total Bank Equity Capital | 76,327 |
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Total Interest Expense | 3,237 |
| Total Deposits | 569,939 |
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Total NonInterest Expense | 2,652 |
| Net Loans & Leases | 417,906 |
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Net Income | 1,179 |
| Loan Loss Allowance | 4,978 |
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Net Charge Offs | (26) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 417,864 |
| Total assets for the leverage ratio | 648,139 |
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Loans secured by real estate: | 402,027 |
| Tier 1 Leverage Ratio | 12.5 |
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Commercial and industrial loans | 12,416 |
| Off Balance Sheet Exposures (%) | 4.73 |
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Loans to individuals - Credit Cards | 91 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,330 |
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:· Putnam County Bank
