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Pinnacle Bank, Inc.
Pinnacle Bank, Inc.
RSSD ID 417710 | CERTIFICATE 22355 | ABA NUMBER 42101886 |
230 S Mayo Trl |
Quarter Ended : |
2025-06-30 |
Pikeville, Kentucky, 41501 |
Updated : |
2025-07-30 |
www.pinnaclebank.co |
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Institution Profile |
Year Opened : |
1976 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
20 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 55,643 |
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Total Interest Income | 1,642 |
Total Liabilities | 45,937 |
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Total NonInterest Income | 133 |
Total Bank Equity Capital | 9,706 |
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Total Interest Expense | 586 |
Total Deposits | 43,937 |
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Total NonInterest Expense | 835 |
Net Loans & Leases | 34,030 |
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Net Income | 268 |
Loan Loss Allowance | 434 |
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Net Charge Offs | 145 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 33,449 |
Total assets for the leverage ratio | 54,316 |
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Loans secured by real estate: | 25,065 |
Tier 1 Leverage Ratio | 16.16 |
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Commercial and industrial loans | 4,593 |
Off Balance Sheet Exposures (%) | 2.79 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,681 |
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