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 Pinnacle Bank, Inc.
Pinnacle Bank, Inc.
| RSSD ID 417710 | CERTIFICATE 22355 | ABA NUMBER 42101886 |
| 230 S Mayo Trl |
Quarter Ended : |
2025-12-31 |
| Pikeville, Kentucky, 41501 |
Updated : |
2026-01-30 |
| www.pinnaclebank.co |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 59,076 |
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Total Interest Income | 3,335 |
| Total Liabilities | 49,268 |
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Total NonInterest Income | 243 |
| Total Bank Equity Capital | 9,808 |
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Total Interest Expense | 1,154 |
| Total Deposits | 48,024 |
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Total NonInterest Expense | 1,718 |
| Net Loans & Leases | 36,856 |
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Net Income | 496 |
| Loan Loss Allowance | 479 |
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Net Charge Offs | 150 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 36,806 |
| Total assets for the leverage ratio | 55,322 |
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Loans secured by real estate: | 28,488 |
| Tier 1 Leverage Ratio | 15.89 |
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Commercial and industrial loans | 4,337 |
| Off Balance Sheet Exposures (%) | 3.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,921 |
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:· Pinnacle Bank, Inc.
