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 First Bank Richmond
First Bank Richmond
| RSSD ID 419675 | CERTIFICATE 28533 | ABA NUMBER 274970791 |
| 20 N 9th St |
Quarter Ended : |
2025-09-30 |
| Richmond, Indiana, 47374 |
Updated : |
2025-10-28 |
| www.firstbankrichmond.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,521,023 |
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Total Interest Income | 63,918 |
| Total Liabilities | 1,390,783 |
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Total NonInterest Income | 4,154 |
| Total Bank Equity Capital | 130,240 |
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Total Interest Expense | 31,974 |
| Total Deposits | 1,123,102 |
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Total NonInterest Expense | 23,726 |
| Net Loans & Leases | 1,178,844 |
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Net Income | 8,716 |
| Loan Loss Allowance | 16,365 |
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Net Charge Offs | 1,339 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 184,296 |
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Total loans | 1,041,288 |
| Total assets for the leverage ratio | 1,550,049 |
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Loans secured by real estate: | 884,414 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 128,707 |
| Tier 1 Capital Ratio | 13.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.36 |
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Loans to individuals - Other | 20,017 |
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:· First Bank Richmond
