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Peoples Exchange Bank
Peoples Exchange Bank
| RSSD ID 42037 | CERTIFICATE 70 | ABA NUMBER 62102593 |
| 2013 S Highway 21 Byp |
Quarter Ended : |
2025-12-31 |
| Monroeville, Alabama, 36460 |
Updated : |
2026-01-29 |
| www.peb.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 97,056 |
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Total Interest Income | 5,219 |
| Total Liabilities | 86,046 |
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Total NonInterest Income | 325 |
| Total Bank Equity Capital | 11,010 |
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Total Interest Expense | 1,562 |
| Total Deposits | 85,400 |
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Total NonInterest Expense | 3,098 |
| Net Loans & Leases | 52,667 |
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Net Income | 712 |
| Loan Loss Allowance | 792 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 54,169 |
| Total assets for the leverage ratio | 95,986 |
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Loans secured by real estate: | 33,195 |
| Tier 1 Leverage Ratio | 13.25 |
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Commercial and industrial loans | 11,195 |
| Off Balance Sheet Exposures (%) | 4.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,930 |
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