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First Fidelity Bank
First Fidelity Bank
RSSD ID 420877 | CERTIFICATE 31479 | ABA NUMBER 262285223 |
1400 Gault Ave N |
Quarter Ended : |
2025-03-31 |
Fort Payne, Alabama, 35967 |
Updated : |
2025-04-30 |
https://www.bankffb.com |
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Institution Profile |
Year Opened : |
1965 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
25 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 157,688 |
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Total Interest Income | 1,799 |
Total Liabilities | 144,414 |
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Total NonInterest Income | 53 |
Total Bank Equity Capital | 13,274 |
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Total Interest Expense | 537 |
Total Deposits | 143,876 |
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Total NonInterest Expense | 792 |
Net Loans & Leases | 75,098 |
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Net Income | 399 |
Loan Loss Allowance | 1,058 |
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Net Charge Offs | 8 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 17,684 |
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Total loans | 75,557 |
Total assets for the leverage ratio | 154,129 |
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Loans secured by real estate: | 66,832 |
Tier 1 Leverage Ratio | 10.72 |
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Commercial and industrial loans | 5,690 |
Tier 1 Capital Ratio | 17.05 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 18.25 |
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Loans to individuals - Other | 3,727 |
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