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 First Fidelity Bank
First Fidelity Bank
| RSSD ID 420877 | CERTIFICATE 31479 | ABA NUMBER 262285223 |
| 1400 Gault Ave N |
Quarter Ended : |
2025-12-31 |
| Fort Payne, Alabama, 35967 |
Updated : |
2026-01-30 |
| https://www.bankffb.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,615 |
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Total Interest Income | 7,474 |
| Total Liabilities | 143,423 |
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Total NonInterest Income | 323 |
| Total Bank Equity Capital | 15,192 |
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Total Interest Expense | 2,147 |
| Total Deposits | 143,173 |
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Total NonInterest Expense | 3,781 |
| Net Loans & Leases | 70,845 |
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Net Income | 1,534 |
| Loan Loss Allowance | 938 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,702 |
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Total loans | 69,940 |
| Total assets for the leverage ratio | 163,653 |
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Loans secured by real estate: | 61,094 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 4,491 |
| Tier 1 Capital Ratio | 16.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.2 |
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Loans to individuals - Other | 5,098 |
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:· First Fidelity Bank
