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 The First National Bank of Raymond
The First National Bank of Raymond
| RSSD ID 421445 | CERTIFICATE 3830 | ABA NUMBER 81909146 |
| 403 E Broad St |
Quarter Ended : |
2025-09-30 |
| Raymond, Illinois, 62560 |
Updated : |
2025-10-08 |
| www.fnbraymond.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,780 |
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Total Interest Income | 5,912 |
| Total Liabilities | 168,675 |
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Total NonInterest Income | 382 |
| Total Bank Equity Capital | 13,105 |
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Total Interest Expense | 1,396 |
| Total Deposits | 167,858 |
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Total NonInterest Expense | 3,337 |
| Net Loans & Leases | 80,577 |
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Net Income | 1,515 |
| Loan Loss Allowance | 935 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,446 |
| Total assets for the leverage ratio | 190,231 |
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Loans secured by real estate: | 61,600 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 4,026 |
| Off Balance Sheet Exposures (%) | 13.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,260 |
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:· The First National Bank of Raymond
