|
 |
|
|
 Bank of the Mountains, Inc.
Bank of the Mountains, Inc.
| RSSD ID 422116 | CERTIFICATE 21219 | ABA NUMBER 42101750 |
| 204 Court St |
Quarter Ended : |
2025-12-31 |
| West Liberty, Kentucky, 41472 |
Updated : |
2026-01-30 |
| www.bankofthemountains.com |
|
| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
25 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 97,267 |
|
Total Interest Income | 5,504 |
| Total Liabilities | 87,941 |
|
Total NonInterest Income | 632 |
| Total Bank Equity Capital | 9,326 |
|
Total Interest Expense | 1,054 |
| Total Deposits | 85,787 |
|
Total NonInterest Expense | 3,815 |
| Net Loans & Leases | 67,816 |
|
Net Income | 881 |
| Loan Loss Allowance | 977 |
|
Net Charge Offs | 50 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 10,195 |
|
Total loans | 63,624 |
| Total assets for the leverage ratio | 99,380 |
|
Loans secured by real estate: | 46,636 |
| Tier 1 Leverage Ratio | 9.39 |
|
Commercial and industrial loans | 3,359 |
| Tier 1 Capital Ratio | 13.54 |
|
Loans to individuals - Credit Cards | 207 |
| Total Capital Ratio | 14.79 |
|
Loans to individuals - Other | 16,461 |
|
|
|
|
:· Bank of the Mountains, Inc.
