|
 |
|
|
 Bank of the Mountains, Inc.
|
Bank of the Mountains, Inc.
| RSSD ID 422116 | CERTIFICATE 21219 | ABA NUMBER 42101750 |
| 204 Court St |
Quarter Ended : |
2026-06-30 |
| West Liberty, Kentucky, 41472 |
Updated : |
2026-08-07 |
| www.bankofthemountains.com |
|
| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
24 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,019 |
|
Total Interest Income | 2,799 |
| Total Liabilities | 90,731 |
|
Total NonInterest Income | 219 |
| Total Bank Equity Capital | 9,288 |
|
Total Interest Expense | 512 |
| Total Deposits | 87,954 |
|
Total NonInterest Expense | 1,999 |
| Net Loans & Leases | 74,495 |
|
Net Income | 380 |
| Loan Loss Allowance | 946 |
|
Net Charge Offs | 32 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 10,089 |
|
Total loans | 72,191 |
| Total assets for the leverage ratio | 99,833 |
|
Loans secured by real estate: | 50,449 |
| Tier 1 Leverage Ratio | 9.23 |
|
Commercial and industrial loans | 3,733 |
| Tier 1 Capital Ratio | 13.17 |
|
Loans to individuals - Credit Cards | 255 |
| Total Capital Ratio | 14.43 |
|
Loans to individuals - Other | 16,479 |
|
|
|
|
:· Bank of the Mountains, Inc.
