|
 |
 |
|
First Guaranty Bank
First Guaranty Bank
| RSSD ID 422433 | CERTIFICATE 14028 | ABA NUMBER 65404340 |
| 400 E Thomas St |
Quarter Ended : |
2025-12-31 |
| Hammond, Louisiana, 70401 |
Updated : |
2026-01-28 |
| www.fgb.net |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
330 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,075,579 |
|
Total Interest Income | 213,107 |
| Total Liabilities | 3,811,701 |
|
Total NonInterest Income | 7,576 |
| Total Bank Equity Capital | 263,878 |
|
Total Interest Expense | 121,972 |
| Total Deposits | 3,636,734 |
|
Total NonInterest Expense | 80,746 |
| Net Loans & Leases | 2,029,047 |
|
Net Income | (52,240) |
| Loan Loss Allowance | 40,755 |
|
Net Charge Offs | 76,295 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 298,443 |
|
Total loans | 2,062,463 |
| Total assets for the leverage ratio | 3,925,251 |
|
Loans secured by real estate: | 1,774,871 |
| Tier 1 Leverage Ratio | 6.9 |
|
Commercial and industrial loans | 200,129 |
| Tier 1 Capital Ratio | 12.24 |
|
Loans to individuals - Credit Cards | 2,553 |
| Total Capital Ratio | 13.48 |
|
Loans to individuals - Other | 16,762 |
|
|
|
|