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First Guaranty Bank
First Guaranty Bank
| RSSD ID 422433 | CERTIFICATE 14028 | ABA NUMBER 65404340 |
| 400 E Thomas St |
Quarter Ended : |
2025-09-30 |
| Hammond, Louisiana, 70401 |
Updated : |
2025-10-30 |
| www.fgb.net |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
31 |
Number of Employees : |
339 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,794,968 |
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Total Interest Income | 162,160 |
| Total Liabilities | 3,535,398 |
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Total NonInterest Income | 5,880 |
| Total Bank Equity Capital | 259,570 |
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Total Interest Expense | 92,118 |
| Total Deposits | 3,358,208 |
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Total NonInterest Expense | 64,565 |
| Net Loans & Leases | 2,194,028 |
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Net Income | (55,496) |
| Loan Loss Allowance | 85,713 |
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Net Charge Offs | 28,699 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 297,509 |
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Total loans | 2,186,905 |
| Total assets for the leverage ratio | 3,865,938 |
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Loans secured by real estate: | 1,899,295 |
| Tier 1 Leverage Ratio | 6.92 |
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Commercial and industrial loans | 228,686 |
| Tier 1 Capital Ratio | 11.09 |
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Loans to individuals - Credit Cards | 2,673 |
| Total Capital Ratio | 12.34 |
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Loans to individuals - Other | 18,538 |
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