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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 4231 | CERTIFICATE 16440 | ABA NUMBER 61212345 |
| 104 N Main St |
Quarter Ended : |
2025-09-30 |
| Sylvania, Georgia, 30467 |
Updated : |
2025-10-17 |
| www.fmbanksylvania.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 159,787 |
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Total Interest Income | 6,202 |
| Total Liabilities | 137,528 |
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Total NonInterest Income | 592 |
| Total Bank Equity Capital | 22,259 |
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Total Interest Expense | 1,091 |
| Total Deposits | 136,778 |
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Total NonInterest Expense | 2,287 |
| Net Loans & Leases | 62,196 |
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Net Income | 2,627 |
| Loan Loss Allowance | 999 |
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Net Charge Offs | (10) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 60,626 |
| Total assets for the leverage ratio | 161,016 |
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Loans secured by real estate: | 51,086 |
| Tier 1 Leverage Ratio | 15.46 |
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Commercial and industrial loans | 2,223 |
| Off Balance Sheet Exposures (%) | 5.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,836 |
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:· Farmers and Merchants Bank
