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 The Farmers Bank, Frankfort, Indiana
The Farmers Bank, Frankfort, Indiana
| RSSD ID 423449 | CERTIFICATE 12828 | ABA NUMBER 74902503 |
| 9 E Clinton St |
Quarter Ended : |
2025-12-31 |
| Frankfort, Indiana, 46041 |
Updated : |
2026-01-28 |
| www.thefarmersbank.com |
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| Institution Profile |
| Year Opened : |
1876 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,139,311 |
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Total Interest Income | 59,381 |
| Total Liabilities | 1,043,811 |
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Total NonInterest Income | 6,874 |
| Total Bank Equity Capital | 95,500 |
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Total Interest Expense | 23,975 |
| Total Deposits | 921,135 |
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Total NonInterest Expense | 28,785 |
| Net Loans & Leases | 797,630 |
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Net Income | 10,444 |
| Loan Loss Allowance | 10,681 |
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Net Charge Offs | 488 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 797,221 |
| Total assets for the leverage ratio | 1,127,152 |
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Loans secured by real estate: | 636,627 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 111,074 |
| Off Balance Sheet Exposures (%) | 16.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,727 |
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:· The Farmers Bank, Frankfort, Indiana
