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 UBank
UBank
| RSSD ID 423636 | CERTIFICATE 1693 | ABA NUMBER 64201845 |
| 1075 Fifth Street |
Quarter Ended : |
2025-03-31 |
| Jellico, Tennessee, 37762 |
Updated : |
2025-04-20 |
| www.ubank.bank |
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| Institution Profile |
| Year Opened : |
1918 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 162,582 |
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Total Interest Income | 2,546 |
| Total Liabilities | 140,457 |
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Total NonInterest Income | 127 |
| Total Bank Equity Capital | 22,125 |
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Total Interest Expense | 884 |
| Total Deposits | 139,181 |
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Total NonInterest Expense | 1,220 |
| Net Loans & Leases | 123,808 |
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Net Income | 384 |
| Loan Loss Allowance | 1,956 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 124,185 |
| Total assets for the leverage ratio | 164,089 |
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Loans secured by real estate: | 109,026 |
| Tier 1 Leverage Ratio | 14.02 |
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Commercial and industrial loans | 10,827 |
| Off Balance Sheet Exposures (%) | 17.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,593 |
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:· UBank
