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First Commonwealth Bank
First Commonwealth Bank
| RSSD ID 42420 | CERTIFICATE 7468 | ABA NUMBER 43306826 |
| 654 Philadelphia St |
Quarter Ended : |
2025-12-31 |
| Indiana, Pennsylvania, 15701 |
Updated : |
2026-01-30 |
| www.fcbanking.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
129 |
Number of Employees : |
1,567 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 12,311,455 |
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Total Interest Income | 632,418 |
| Total Liabilities | 10,801,313 |
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Total NonInterest Income | 95,836 |
| Total Bank Equity Capital | 1,510,142 |
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Total Interest Expense | 202,064 |
| Total Deposits | 10,343,364 |
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Total NonInterest Expense | 288,773 |
| Net Loans & Leases | 9,382,271 |
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Net Income | 160,353 |
| Loan Loss Allowance | 125,768 |
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Net Charge Offs | 29,375 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 1,362,592 |
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Total loans | 9,630,895 |
| Total assets for the leverage ratio | 11,894,405 |
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Loans secured by real estate: | 6,261,012 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 1,803,092 |
| Tier 1 Capital Ratio | 11.69 |
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Loans to individuals - Credit Cards | 9,390 |
| Total Capital Ratio | 13.43 |
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Loans to individuals - Other | 1,406,934 |
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