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 First National Bank
First National Bank
| RSSD ID 42448 | CERTIFICATE 3887 | ABA NUMBER 84100793 |
| 200 W Court St |
Quarter Ended : |
2025-12-31 |
| Paragould, Arkansas, 72450 |
Updated : |
2026-02-13 |
| www.fnbank.net |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
297 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,552,325 |
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Total Interest Income | 144,415 |
| Total Liabilities | 2,263,684 |
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Total NonInterest Income | 16,337 |
| Total Bank Equity Capital | 288,641 |
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Total Interest Expense | 61,019 |
| Total Deposits | 2,115,911 |
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Total NonInterest Expense | 59,304 |
| Net Loans & Leases | 2,001,347 |
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Net Income | 25,815 |
| Loan Loss Allowance | 30,963 |
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Net Charge Offs | 1,078 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 298,498 |
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Total loans | 2,038,435 |
| Total assets for the leverage ratio | 2,559,259 |
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Loans secured by real estate: | 1,678,616 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 156,668 |
| Tier 1 Capital Ratio | 13.55 |
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Loans to individuals - Credit Cards | 3,491 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 44,110 |
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:· First National Bank
