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 First National Bank
First National Bank
| RSSD ID 42448 | CERTIFICATE 3887 | ABA NUMBER 84100793 |
| 200 W Court St |
Quarter Ended : |
2025-06-30 |
| Paragould, Arkansas, 72450 |
Updated : |
2025-07-24 |
| www.fnbank.net |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
302 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,505,956 |
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Total Interest Income | 70,340 |
| Total Liabilities | 2,222,750 |
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Total NonInterest Income | 7,723 |
| Total Bank Equity Capital | 283,206 |
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Total Interest Expense | 30,288 |
| Total Deposits | 2,067,870 |
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Total NonInterest Expense | 28,489 |
| Net Loans & Leases | 1,975,249 |
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Net Income | 13,285 |
| Loan Loss Allowance | 25,583 |
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Net Charge Offs | 428 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 295,490 |
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Total loans | 1,987,275 |
| Total assets for the leverage ratio | 2,504,179 |
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Loans secured by real estate: | 1,645,067 |
| Tier 1 Leverage Ratio | 10.8 |
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Commercial and industrial loans | 162,023 |
| Tier 1 Capital Ratio | 13.47 |
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Loans to individuals - Credit Cards | 3,529 |
| Total Capital Ratio | 14.72 |
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Loans to individuals - Other | 41,327 |
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:· First National Bank
