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 Rondout Savings Bank
Rondout Savings Bank
| RSSD ID 425108 | CERTIFICATE 15969 | ABA NUMBER 221971086 |
| 300 Broadway |
Quarter Ended : |
2025-06-30 |
| Kingston, New York, 12401 |
Updated : |
2025-07-16 |
| www.rondoutbank.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 520,385 |
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Total Interest Income | 11,217 |
| Total Liabilities | 479,517 |
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Total NonInterest Income | 917 |
| Total Bank Equity Capital | 40,868 |
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Total Interest Expense | 5,924 |
| Total Deposits | 458,818 |
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Total NonInterest Expense | 6,441 |
| Net Loans & Leases | 405,119 |
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Net Income | (119) |
| Loan Loss Allowance | 4,142 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,256 |
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Total loans | 414,659 |
| Total assets for the leverage ratio | 528,333 |
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Loans secured by real estate: | 383,683 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 32,103 |
| Tier 1 Capital Ratio | 14.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.92 |
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Loans to individuals - Other | 914 |
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:· Rondout Savings Bank
